I am as excited about helping my next client as I was helping my first client. My passion has never waned. I have been given the gift and love of teaching credit and credit scoring. Credit is something I have always seen clearly and have never grown tired of. I have well over 30,000 hours of teaching credit and solving credit problems.
I am Brian Chamberlain, the founder and owner of Credit Bodyguard, and I have been solving credit problems since 1997. I have worked in and around the mortgage industry for years. My previous career experience includes: real estate agent, real estate developer, and a mortgage officer. Since June of 2003 Credit Coach has been my sole occupation.
The first time I saw a mortgage credit report it just made sense to me. I have a supernatural understanding of a bizarre subject and it has become my passion. Helping others reach their credit goals when they have been told no and don’t know where to turn is extremely fulfilling. I have gained a wealth of information working in the credit industry for so many years. Credit is not a moving target. The conversation never changes. I have had the same conversation with every single one of my clients since June of 2003. And I still love teaching credit and solving credit problems. From retired NFL players to a single parent barely hanging on. The rules are the same no matter what.
My Goals are to make Credit Repair obsolete, raise the bar on what passes for credit education & create a path to home ownership & low interest rates on consumer loans for as many people as I can. Most of my clients are score worthy in less than 60 days.
I teach a credit recovery class for the Tennessee Department of Corrections non-violent drug offender program at its Day Reporting Center in Knoxville TN.
I volunteer my services at 2 foster organizations. I help families with car and home loans, repossessions, foreclosures, rebuilding credit, garnishments, etc. One is the Blount County Foster Parent Association and the other is OmniVision’s Relative Caregiver Program.
I teach credit recovery classes at men’s and women’s drug and alcohol rehabs in East TN and I volunteer my services if they are in the middle of a crisis. Such as wage garnishment, repossession or foreclosure.
Experience is Everything
I have been solving credit problems before the Fair Credit Reporting Act was a thing.
I know what the creditors and collectors can do, what they will try to get away with either out of indifference or ignorance.